Credit Mastermind

About

The advisor behind
the Mastermind.

Stephanie Pedroza — CPA, CFA and CIMA, formerly of PwC and Deloitte, and seven years spent teaching families to use credit the right way.

Stephanie Pedroza, CPA, CFA, CIMA
  • Stephanie Pedroza
  • Founder, Credit Mastermind
  • CPA · CFA · CIMA

About

I learned this
the hard way.

I didn't grow up with financial education. I learned everything the hard way — fixing my own credit while raising my kids and building my life from scratch.

For the past seven years I've dedicated myself to teaching people the power of good credit. Not on paper — in real life. Families who never thought they'd qualify walking into their dream home. Single moms getting their keys. Entrepreneurs building businesses using credit the right way.

Then I got the technical grounding to match: a Bachelor's in Accounting from the University of Illinois, and time as an accountant at both PwC and Deloitte. Today I hold my CPA, CFA and CIMA — which means credit, tax, retirement and investments aren't four vendors I coordinate between. They're one conversation with one person who can see the whole picture.

Credit Mastermind is that conversation. We're not just disputing — we're educating, empowering, and creating generational change.

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Credentials

Verified, not
self-declared.

Three professional designations, two Big Four firms, and an accounting degree from the University of Illinois. Every claim here maps to something checkable.

CPA

Certified Public Accountant

Licensed to prepare returns, represent taxpayers before the IRS, and sign off on financial work under state board oversight.

CFA

Chartered Financial Analyst

The rigorous charter in investment analysis, portfolio management and ethics — three exams plus required professional experience.

CIMA

Certified Investment Management Analyst

Focused on portfolio construction, analytics and practitioner-level investment management for real client mandates.

UIUC

B.S. in Accounting

University of Illinois

PwC

Accountant, PwC

Big Four public accounting

DTT

Accountant, Deloitte

Big Four public accounting

PD

PwC Tax Job Simulation

Professional development program

PD

PwC Digital Assurance & Transparency

Professional development program

0 Years in practice
0 Designations
0 Big Four firms
0 Disciplines

Ready when you are

Let's look at
your numbers.

Thirty minutes, no obligation and no sales script. Tell us what you're trying to accomplish and we'll tell you honestly whether we can help.

Book a Free Consultation