Certified Public Accountant
Licensed to prepare returns, represent taxpayers before the IRS, and sign off on financial work under state board oversight.
About
Stephanie Pedroza — CPA, CFA and CIMA, formerly of PwC and Deloitte, and seven years spent teaching families to use credit the right way.
About
I didn't grow up with financial education. I learned everything the hard way — fixing my own credit while raising my kids and building my life from scratch.
For the past seven years I've dedicated myself to teaching people the power of good credit. Not on paper — in real life. Families who never thought they'd qualify walking into their dream home. Single moms getting their keys. Entrepreneurs building businesses using credit the right way.
Then I got the technical grounding to match: a Bachelor's in Accounting from the University of Illinois, and time as an accountant at both PwC and Deloitte. Today I hold my CPA, CFA and CIMA — which means credit, tax, retirement and investments aren't four vendors I coordinate between. They're one conversation with one person who can see the whole picture.
Credit Mastermind is that conversation. We're not just disputing — we're educating, empowering, and creating generational change.
Book a Free ConsultationCredentials
Three professional designations, two Big Four firms, and an accounting degree from the University of Illinois. Every claim here maps to something checkable.
Licensed to prepare returns, represent taxpayers before the IRS, and sign off on financial work under state board oversight.
The rigorous charter in investment analysis, portfolio management and ethics — three exams plus required professional experience.
Focused on portfolio construction, analytics and practitioner-level investment management for real client mandates.
University of Illinois
Big Four public accounting
Big Four public accounting
Professional development program
Professional development program
Ready when you are
Thirty minutes, no obligation and no sales script. Tell us what you're trying to accomplish and we'll tell you honestly whether we can help.